Plan Benefits
Plan B - Multi Trip

This is a summary of benefits. Please read the Product Disclosure Statement carefully for the complete details of "What we will pay" and "What we will not pay". Importantly, please note that exclusions do apply as well as limits to the cover and these are set out in the Product Disclosure Statement.

Section

Benefit

Single

*1

Cancellation Fees and Lost Deposits

unlimited 

*2

Overseas Emergency Medical Assistance

unlimited 

3

Overseas Emergency Medical and Hospital Expenses
- Dental Expenses

unlimited 

$500 

*4

Additional Expenses

$50,000

5

Hospital Cash Allowance

$5,000

6

Accidental Death

$25,000

7

Permanent Disability

$25,000

8

Loss of Income

$10,000

9

Travel Documents, Credit Cards & Travellers Cheques

$5,000

10

Theft of Cash

$200

*11

Luggage and Personal Effects

$5,000

12

Luggage and Personal Effects Delay Expenses

$200

13

Travel Delay Expenses

$1,000

14

Alternative Transport Expenses

$5,000

15

Personal Liability

$5 million

*16

Rental Vehicle

$2,500

* Sub-limits apply
+ Note all benefits and premiums are in Australian dollars.

summary of benefits

This is only a summary of the benefits. Please read the policy wording carefully for the complete details of “We Will Pay” and “We Will Not Pay” and which types of cover are provided under each plan. Importantly, please note that exclusions do apply as well as limits to the cover and these are set out in the policy wording.

1. Cancellation Fees & Lost Deposits

Cover for cancellation fees and lost deposits for pre-paid travel arrangements due to unforeseen circumstances neither expected nor intended by you or which are outside your control, such as:

  • Sickness
  • Accidents
  • Strikes
  • Collisions
  • Retrenchment
  • Natural Disasters
2. Overseas Emergency Medical Assistance, Medical Evacuation or Funeral Expenses

Cover for emergency medical assistance including:

  • 24 Hour Emergency Medical Assistance
  • Ambulance - Medical Evacuations
  • Funeral Arrangements - Messages to family
  • Hospital Guarantees

3. Overseas Emergency Medical and Hospital Expenses

Cover for overseas medical treatment if you are injured or become sick overseas, including:

  • Medical
  • Hospital
  • Surgical
  • Nursing
  • Emergency dental treatment for the relief of sudden and acute pain to sound and natural teeth
4. Additional Expenses

Cover for additional accommodation and travel expenses caused by your health problems or someone else’s resulting from:

  • Sickness
  • Accidental injury
  • Death

Also cover for travelling companion or relatives accommodation and travel expenses to travel to, stay near or escort you resulting from:

  • Hospitalisation
  • Medical Evacuation
5. Hospital Cash Allowance

An allowance of $50 per day if you are hospitalised whilst overseas for more than 48 continuous hours

6. Accidental Death

A Death Benefit is payable if you die because of accidental bodily injury sustained during your journey within 12 months of that injury

7. Permanent Disability

A Permanent Disability Benefit is payable for total loss of sight in one or both eyes or loss of use of a hand or foot within 12 months of, and because of, an injury sustained during your journey

8. Loss Of Income

A weekly Loss of Income benefit is payable if, due to an injury sustained during your journey, you are unable to work after your return to Australia for more than 30 days

9. Travel Documents, Credit Cards & Travellers Cheques

Cover to replace costs of travel documents lost or stolen from you during your journey, such as:

  • Passports
  • Credit Cards
  • Travel Documents
  • Travellers Cheques
10. Theft Of Cash

Cover for the following items stolen from your person, up to $250 for all claims combined:

  • Bank Notes
  • Cash
  • Currency Notes
  • Postal Orders
  • Money Orders

11. Luggage and Personal Effects

Cover for replacing luggage stolen or reimbursing repair cost for accidentally damaged items, including:

  • Luggage
  • Spectacles
  • Personal Effects
  • Personal Computers
  • Cameras
12. Luggage and Personal Effects Delay Expenses

Cover to purchase essential items of clothing and other personal items following luggage delayed, misdirected or misplaced by your carrier for more than 12 hours

13. Travel Delay Expenses

Cover for additional meals and accommodation expenses if your journey is disrupted due to circumstances beyond your control after an initial 6 hour delay.
14. Alternative Transport Expenses

Cover for additional travel expenses following transport delays to reach events such as:

  • Wedding
  • Funeral
  • Conference
  • Sporting Event
  • Pre-paid travel/tour arrangements
15. Personal Liability

Cover for legal liability including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you

16. Rental Vehicle

Cover for car excess payable on Motor Vehicle Insurance resulting from your rental vehicle being:

  • Stolen
  • Crashed
  • Damaged
    and/or cost of returning rental vehicle due to you being unfit

*IMPORTANT NOTE: WHERE RELEVANT ALL LIMITS ARE INCLUSIVE OF GST
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